Saving for a down payment is often the first and most significant step toward homeownership. Whether you're looking to buy a property in London, Woodstock, or St. Thomas, understanding effective savings strategies is essential to reach your homeownership goals. In this blog, we'll share valuable tips and strategies to help you save for a down payment and get closer to purchasing your dream home with the assistance of Dan Balch's mortgage services.

Buying a home or refinancing your mortgage is a significant financial decision that requires careful consideration. In London, Woodstock, and St. Thomas, navigating the mortgage market can be complex, which is where a knowledgeable mortgage broker like Dan Balch comes in. In this blog, we'll explore the critical role of mortgage brokers and how their expertise can help you find the best mortgage deal tailored to your unique needs and circumstances.

If you're planning to buy a home or refinance your existing mortgage in London, Woodstock, or St. Thomas, understanding the various types of available mortgages is crucial. Each type of mortgage comes with its own benefits and considerations, and making an informed decision can save you thousands of dollars in the long run. In this blog, we'll walk you through the different types of mortgages, including fixed-rate and adjustable-rate options, so you can confidently choose the one that best suits your financial situation and future goals.

As a renowned mortgage broker in London, ON, I pride myself on providing professional mortgage services. Over the last several years, my success has been driven by happy clients, who have given me referrals and written positive reviews about my services. While quality is something that runs through my veins, so does gratitude.

As a renowned mortgage broker in London, ON, Dan Balch at Mortgage Architects has been providing affordable mortgage services to clients across London, Woodstock, St. Thomas, ON.

Dan Balch wishes you a very Merry Christmas and a Prosperous New Year!

Remember that family is the most important reason for this celebration. Don't forget to spend some time with them and forgive and forget at this time of year. Look after those that can’t help themselves.

I would like to inform my clients that I will have limited hours between Christmas and New Year’s, but will always be available by text or email.

The worst thing you can do when buying a house is settling for the first mortgage option you find. Mortgages come with conditions that are applicable for multiple years, and having to abide by unfavorable conditions is the last thing you want. It’s much wiser to shop around for different mortgage options and then make your choice.

With over twenty-one years of experience in the mortgage industry Dan Balch has managed to learn from a variety of scenarios and developed numerous connections with other professionals like lenders, financial planners, and real estate experts.

Since the turn of the year, an increasing number of home buyers have been left frustrated by the reconstituted stress test required for obtaining a mortgage. Although the stress test was put in place a few years ago, only clients who were buying a new home but making a less than 20% down payment on the purchase price faced the stress test.

Most people aren’t fortunate enough to purchase a home without the need to apply for a mortgage. However, that shouldn’t prevent anyone from ditching the idea of becoming a homeowner. As one of the most widely used financing tools, mortgages have and will continue to help people fulfill their dreams.

When it comes to mortgages, there are a ton of questions clients have but often find answers difficult to come by. As mortgages can be complicated products, Dan has answered some of the most frequently asked questions so you can make an informed decision.

If you are planning to buy a home, then you’re about to make the biggest financial transaction of your life. If you are unable to pay for your home by cash, then you'll need a mortgage to make your homeownership dreams a reality. However, the process of obtaining a mortgage can be cumbersome and requires a lot of research.

This is the time of year when family, food, and fun go together. I love getting together with all my family and telling old stories and eating a lot of food.

Thanks for stopping by my blog. If you’re looking for more information about Dan Balch, you’ve come to the right place.

I’m Dan Balch, proud Mortgage Broker at Mortgage Architects.

I look forward to sharing my story and hope that you will enjoy getting to know me better.

We are delighted to announce the launch of our new website!

Our new website provides our existing and prospective clients a simple yet interactive view of our work and the services we offer.

New Website Coming Soon!